<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Homepage -->
  <url>
    <loc>https://www.keep-account.co.uk/</loc>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Auth -->
  <url>
    <loc>https://www.keep-account.co.uk/signup</loc>
    <changefreq>yearly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.keep-account.co.uk/login</loc>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Free tools hub -->
  <url>
    <loc>https://www.keep-account.co.uk/tools</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Individual calculators -->
  <url>
    <loc>https://www.keep-account.co.uk/tools/loan</loc>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.keep-account.co.uk/tools/mortgage</loc>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.keep-account.co.uk/tools/mortgage-rate-change</loc>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.keep-account.co.uk/tools/credit-card</loc>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.keep-account.co.uk/tools/debt-consolidation</loc>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.keep-account.co.uk/tools/savings</loc>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.keep-account.co.uk/tools/savings-goal</loc>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.keep-account.co.uk/tools/compound-interest</loc>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.keep-account.co.uk/tools/income-tax</loc>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.keep-account.co.uk/tools/inheritance-tax</loc>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.keep-account.co.uk/tools/habit-cost</loc>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.keep-account.co.uk/tools/worth-it</loc>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.keep-account.co.uk/tools/inflation</loc>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>

</urlset>
